5 ways to get your credit score

5 ways to get your credit score

It’s just three numbers, but your credit score is consequential. Credit scores are used as a measurement for credit worthiness, a primary screening tool for lenders and credit card companies. Now more than ever, as many consumers lean on government aid and forbearance...
Tips on saving for a down payment

Tips on saving for a down payment

Based on which loan program you choose, an important prerequisite to buying a home is saving up for a down payment. While some home loans do not require substantial cash up-front, a down payment can go a long way toward getting approved and reducing additional fees....
What an underwriter does

What an underwriter does

It takes a team to successfully purchase a home. From the lender, real estate agent and office support staff, a lot of moving parts work in concert to provide services to help individuals reach their dreams of buying a home. The behind-the-scenes role of an...
Three key steps to improving your credit

Three key steps to improving your credit

A credit score is more than just a number (although an 850 sure does sound nice). Your financial scorecard will influence financial decisions made by banks that are in play when you make significant purchases, such as big-ticket items or a home. Lower interest rates...