by Brian Giovacchini | Oct 15, 2020 | Blog
After a jittery start to the real estate market at the beginning of the pandemic, new trends are emerging. Sellers have the upper hand in negotiations as home sales and housing demand continue to rise. Fannie Mae reports that for the second consecutive month, the home...
by Brian Giovacchini | Oct 15, 2020 | Blog
Sales of new homes are picking up pace. In August, the number of new homes sold reached 1.01 million, a nearly 5% gain from July. Data from the U.S. Census Bureau and the Department of Housing and Urban Development show that for the first time since November 2006, the...
by Brian Giovacchini | Jun 16, 2020 | Blog
As a homeowner, making your home look its best is a top priority. That’s why you’ll be beaming with fulfilment and pride once completing a home-improvement project. Projects that are both easy on the eyes and good for the pocketbook are the best kind. Here are five...
by Brian Giovacchini | Jun 16, 2020 | Blog
Buying a home will perhaps be the largest investment a family makes in a lifetime. It represents a large sum of money and therefore requires careful lender consideration – including an applicant’s income and work history. A stable two-year record of employment proves...
by Brian Giovacchini | May 6, 2020 | Blog
It’s just three numbers, but your credit score is consequential. Credit scores are used as a measurement for credit worthiness, a primary screening tool for lenders and credit card companies. Now more than ever, as many consumers lean on government aid and forbearance...
by Brian Giovacchini | May 5, 2020 | Blog
The number of families owning homes has reached its highest level in nearly seven years, according to the Census Bureau. The U.S. Census Bureau reports that the 65.3 percent in homeownership rate matches numbers from the first quarter of 2013. Today’s rate is also a...
by Brian Giovacchini | Apr 6, 2020 | Blog
The COVID-19 (Coronavirus) is a terrible health and economic crisis. Many homeowners are wondering what the future of their finances and mortgage might look like. The good news for many homeowners is some banks are extending forbearance options to allow for delayed...
by Brian Giovacchini | Apr 6, 2020 | Blog
The Federal Housing Finance Agency’s price index saw an uptick to the pace of annual price increases. The index improved by 5.1 percent year over year and also increased by 5.2 percent in January. Price appreciation was positive as well through the United States, with...
by Brian Giovacchini | Feb 6, 2020 | Blog
Buying a home can initially seem like a tough hill to climb. With so many lenders and financial considerations, it can be tough to sort through what financing program can get you to your goal. Bring clarity to the process and set aside any uncertainty with these five...
by Brian Giovacchini | Feb 6, 2020 | Blog
If homeownership isn’t new to you, it may be difficult not to notice the benefits of your investment. You may also begin to wonder if it’s time to upgrade from a starter home into one that you and your family can grow into. The following three reasons may have gotten...
