by PMR Roseville Elite | Jan 26, 2023 | Blog
Buying a house is likely one of the biggest investments you will ever make, and it’s important to take the time to find one that suits your needs. Here are some tips on what to look out for when shopping for a house. Location Be sure to do research on the...
by PMR Roseville Elite | Jan 26, 2023 | Blog
A pre-approval provides valuable insight into your overall financial situation and lets you know how much house you can afford. It also gives you the confidence to move forward with a purchase, since lenders may be more likely to approve loans for buyers who have...
by PMR Roseville Elite | Nov 15, 2022 | Blog
Anyone who has mazed through the home-buying or home-selling process is aware that an appraisal is a crucial step toward a successful transaction. The process and its purpose, however, aren’t entirely crystal clear, particularly among first-time homebuyers. A real...
by PMR Roseville Elite | Nov 15, 2022 | Blog
As the market shifts to more of a buyer’s market, sellers are starting to offer seller concessions to help close deals. Here is how they work. Seller concessions in a nutshell Sellers agree to pay part of the closing costs when making a seller concession. It’s not...
by PMR Roseville Elite | Sep 29, 2022 | Blog
The least visible part of buying a home is the underwriting of a mortgage loan. While homebuyers have the task of locating the perfect home, making an offer and pushing through the negotiation stage of the process, underwriters are hard at work on the loan details....
by PMR Roseville Elite | Sep 27, 2022 | Blog
There could be no more exciting news than getting a lender pre-approval for a mortgage to purchase the home of your dreams. A lot of work went into getting this far. And the reality is, there’s still a lot of work ahead once a homebuyer is pre-approved for a loan....
by PMR Roseville Elite | Aug 22, 2022 | Blog
Nothing quite beats spending time at home in your outdoor space for relaxation or gatherings with your family and friends. While summer is coming to a close, it’s never a bad time to think of ways to enhance your backyard, patio and other outdoor areas. Whether you’re...
by PMR Roseville Elite | Aug 22, 2022 | Blog
From gasoline to a slab of bacon, everything costs a little bit more in 2022. While consumers have experienced some relief as of late, everyday living costs are still more than one would like. As kids get back to school, and with the holidays just around the corner,...
by PMR Roseville Elite | Jul 25, 2022 | Blog
Refinance lending took off not too long ago, as interest rates fell to historic lows. Even as interest rates creep up, many homeowners can still benefit from a refinance loan by lowering their interest rate and saving money over the long haul. A loan modification is...
by PMR Roseville Elite | Jul 25, 2022 | Blog
Buying a home is a monumental achievement. Moving out of your previous home into your new home shouldn’t be a monumental task. With some planning and a few helpful tips — like starting to pack in advance — your move into a new home can be stress-free so you can jump...